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With 20 years of experience working with clients from all walks of life, Craig Black is in the perfect place to determine your best path forward.

We take the time to get to know you and your unique circumstances, because we want to serve you well. Because when it comes to debt relief the details really do matter.

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Craig Black Law Firm Locations

Atlanta

100 Hartsfield Centre Parkway
Suite 500
Atlanta, Georgia 30354
Phone: 678-888-1778

Conyers

1775 Parker Road,
Building C Suite 210
Conyers, Georgia 30094
Phone: 678-888-1778

Marietta

1000 Parkwood Cir SE
Suite 900
Atlanta, Georgia 30339
Phone: 678-888-1778

Sandy Springs

5555 Glenridge Connector,
Suite 200
Sandy Springs, GA 30342
Phone: 678-888-1778

Questions?

Chapter 7 bankruptcy is for those who can’t make regular payments to pay off their debt. It allows you to wipe out most of the debt that isn’t secured – like credit cards, for instance. It is sometimes called a “liquidation” bankruptcy, because you will sell some of your assets for cash to pay off debt. The goal is a fresh financial start. (Source: irs.gov)

Here are a few details:

Chapter 7 will end most, or even all, of your debt
It can stop the debt collection phone calls, garnishments, liens, repossessions, and foreclosures
You might have to give up some of the things that you owe money on
Your car and home will remain in your possession
Chapter 7 isn’t as harmful to your long-term credit score as many people think

Possibly! When your Chapter 7 bankruptcy is done, you will receive a “discharge of debt” – a document that says you are no longer required to pay certain debts back, like credit cards, medical bills, overdue utility bills, personal loans, old tax debt, and deficiencies on repossessed vehicles.

However there are some debts you may still have to pay, such as child support and alimony payments, student loans, criminal restitution, debts for personal injury/death resulting from a DUI/DWI, and certain taxes. Some of these debts can be handled with a Chapter 13 reorganization.

We will help you understand whether you qualify for Chapter 7, and if so, which debts you may still be responsible for.

If you have mounting debt that could lead to repossession or foreclosure, bankruptcy may be your best option. But it takes a skilled and experienced bankruptcy attorney to determine what you qualify for.

In your initial consultation with The Craig Black Law Firm LLC, we will take a look at your financial situation and give you options. You’ll also discuss the up and downsides of filing bankruptcy, so you will have all the information you need to be comfortable with your decision.

Once you choose your path out of financial distress, we will explain the information needed from you, and how everything will work. We’ll then walk with you through the entire process.

Wondering whether you qualify for Chapter 7 or Chapter 13 bankruptcy? Sign up for a Free Consultation with Craig!

Most debtors who decide to file Chapter 7 are able to complete the process in 90 days after filing. Here’s how the process works:

We start by collecting all the information we need
We prepare all the documents needed
You review the documents with us and sign them
We file the documents with the court
30 days later, you will attend a meeting with us and the bankruptcy trustee
In most cases, after 60 days your debts will be discharged